Deendayal Antyodaya Yojana-National Urban Livelihood Mission |

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What is the Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM)?

The NULM was launched by the Union Ministry of Housing and Urban Poverty Alleviation (MHUPA) in 2013 by replacing the existing Swarna Jayanti Shahari Rozgar Yojana (SJSRY). It got its current name (DAY-NULM) in 2016.

Focus of DAY-NULM

It focuses on

Organising urban poor in their strong grassroots level institutions (self-help groups [SHGs]) to improve their livelihoods on a sustainable basis.
Creating opportunities for skill development leading to market-based employment and
Helping them to set up self-employment ventures by ensuring easy access to credit.

Aim of DAY-NULM

The Mission is aimed at

Providing shelter equipped with essential services to the urban homeless in a phased manner.
Addressing livelihood concerns of the urban street vendors by facilitating access to –
- Suitable spaces,
- Institutional credit,
- Social security and skills for accessing emerging market opportunities.

Implementation

The primary target of NULM is the urban poor, including the urban homeless.
NULM was implemented in all district headquarter towns (irrespective of population) and all other towns with population of 1 lakh or more as per Census 2011.
At present 790 cities are under NULM. However, other towns may be allowed in exceptional cases on request of the States.
Funding will be shared between the Centre and the States in the ratio of 75:25.

For North Eastern and Special Category States, this ratio will be 90:10.

Performance

Constitution of SHGs:

Under the Mission, more than 89.33 lakh women had been brought under a total of 8.74 lakh SHGs in the cities. Of these, 6.12 lakh SHGs are provided with a revolving fund of Rs 10,000 each to get started.

Skills and employment provided by the SHGs:

15 lakh beneficiaries had undergone skill training and 8.20 lakh had been placed in employment. In addition, 8.83 lakh beneficiaries had been assisted to set up their own or group businesses.

For street vendors,

The Mission had conducted surveys to identify their number in 3,467 cities. A total of 53.76 lakh vendors had been identified and given letters of recommendation. This also led to 37.52 lakh vendors being issued certificates of vending and 30.99 lakh were issued ID cards.

What is the DAY-NULM 2.0?

Under the scheme, the government will facilitate eligible individual urban poor or a group of such persons to avail microcredit of up to Rs 4 lakh and Rs 20 lakh, respectively.
This microcredit will be provided at a subsidised interest of 5%.
The microcredit will help the beneficiaries to –
- Start enterprises;
- Create social infrastructure like labour chowk; and
- Provide innovation grants for purposes such as buying sanitation machineries.
To prepare the ground for the NULM 2.0, the Centre will carry out a first of a kind pilot exercise (across 25 cities) –
- To identify urban poor and
- For right targeting of government schemes to improve their earning and living.